Loan Options Finding a great home loan involves careful consideration of your needs, finances and history. We are here to guide you. PurchaseFixed Rate MortgageInterest Rate and payments remain the same for the entire term of the loan. VAVA Loans offer flexible options as either fixed-rate or ARM mortgages. JumboJumbo loans offer maximum flexibility for home financing for larger loans. RefinanceRefinanceMortgage refinancing may lower your monthly payments. Cash Out RefinanceYou could pay off those high-interest debts by refinancing to a lower rate.